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Medicaid Waiver

What is a Medicaid Waiver?

Indiana Medicaid Waivers (HCBS)

Medicaid Waivers, also known as Home and Community Based Services (HCBS), fund supports for individuals with disabilities at home or in the community. These Indiana Medicaid waiver programs help people avoid institutional care while promoting independence and quality of life.

Indiana HCBS Waiver Programs

Indiana offers four HCBS waiver programs designed to serve specific populations:

  • Community Integration and Habilitation (CIH) Waiver

  • Family Supports Waiver (FSW)

  • Aged and Disabled Waiver

  • Traumatic Brain Injury (TBI) Waiver

Each waiver provides services based on individual needs and eligibility criteria.

Services Covered Under Indiana HCBS Waivers

Indiana HCBS waivers may cover a wide range of disability support services, including:

  • Respite care

  • Participant Assistance and Care (PAC)

  • Behavior management services

  • Family and caregiver training

  • Music therapy

  • Recreational therapy

Services vary by waiver and individual service plan.

Choosing the Right Indiana Medicaid Waiver

Most families qualify for the Family Supports Waiver (FSW) or the Community Integration and Habilitation (CIH) Waiver. To qualify, an individual must have an intellectual or developmental disability or related condition. The diagnosis must occur before age 22 and remain lifelong.

Individuals must also show significant limitations in at least three of these six areas:

  • Mobility

  • Learning

  • Language use and understanding

  • Self-direction

  • Self-care

  • Independent living skills

Financial Eligibility for Indiana Waivers

Indiana Medicaid considers the income and resources of the individual receiving waiver services. For children under 18, parental income does not count unless the family seeks Medicaid before waiver enrollment.

The Family Supports Waiver has an annual service cap of $26,482. The CIH Waiver budget depends on the individual’s needs, supports, and living arrangement.

How Do I Apply?

For more information on Indiana’s Medicaid waiver program, a complete list of qualifications and to apply, visit the Family and Social Services Administration.

Apply With IN.GOV

Meet our Staff

Heather Stevens
Waiver Services Director

Heather started at LittleStar as a RBT in 2018 and transitioned to Waiver Services in 2022. Her experience with LittleStar and passion for the services we provide make her an excellent addition to the Waiver Services department.  She is excited to continue learning about the Indiana Medicaid Waiver and all the services it has to offer, as well as helping families throughout Indiana receive the services they need. 

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